County FMR · HUD FY2026

Phillips County Fair Market Rent

HUD's FY2026 Fair Market Rent for Phillips County, AR - 30% below the US average.

$671
1-bedroom FMR
$880
2-bedroom FMR
+3.9%
YoY change
-30%
vs US avg

The verdict

Phillips is the 28th cheapest of 75 counties in Arkansas by 2-bedroom FMR; nationally it ranks #284 most affordable of 3,145 HUD counties.

#284
most affordable of 3,145 US counties (2BR)
#28
cheapest of 75 in Arkansas (2BR)
-11%
vs the state average
$26,840
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (8.3%), while Fast Food and Counter Workers spend the most (30.1%); 14 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold; nearby Arkansas counties range as much as 56% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Phillips County, AR. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Phillips County, Arkansas at $671 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $880/mo and a studio is $630/mo. This is 30% lower than the national average of $959 and 11% below the Arkansas average of $751.

Rent increased3.9% from FY 2025 ($646), outpacing inflation. The 30% affordability floor is comparatively reachable here at $26,840/year.

FY 2026 HUD Fair Market Rents in Arkansas. Population: 16,373. Population declined 16.4% over the past five years (Census ACS), a trend that can ease rental-market pressure over time even as FMR reflects recent rent levels. That's slower than Arkansas's statewide growth of +1.4% over the same period.

FMR filing desk

Area PHILLIPS·COUNTY·AR·AR

Phillips County, AR: $671/mo 1BR · #284 of 3145 counties (2BR) · FY2026

  • FMR-AREA AR
  • 1BR-FMR $671
  • 2BR-FMR $880
  • RANK-LOW #284
  • YOY-UP +3.9%
  • VSUS-LOW -30%
  • VS-ST-LOW -11% AR
  • INC-MID 21%
  • POP-SMALL 16K
  • PHOTO-NEAR Pulaski County
  • VOUCH-90-110 $604–$738
  • FY-2026 FY2026

Photo-finish peer: Pulaski ($318 1BR gap)

Read with: Section 8 housing guide

Fair Market Rents (2026)

Studio
State avg: $700 · US avg: $893
$630/mo
↑ 1.9% YoY -10% vs state -29% vs US
1 Bedroom
State avg: $751 · US avg: $959
$671/mo
↑ 3.9% YoY -11% vs state -30% vs US
2 Bedroom
State avg: $944 · US avg: $1,175
$880/mo
↑ 3.8% YoY -7% vs state -25% vs US
3 Bedroom
State avg: $1,239 · US avg: $1,525
$1,224/mo
↑ 3.0% YoY -1% vs state -20% vs US
4 Bedroom
State avg: $1,406 · US avg: $1,756
$1,407/mo
↑ 0.6% YoY +0% vs state -20% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $618
$630
+$12 (+1.9%)
1 Bedroom $646
$671
+$25 (+3.9%)
2 Bedroom $848
$880
+$32 (+3.8%)
3 Bedroom $1,188
$1,224
+$36 (+3.0%)
4 Bedroom $1,398
$1,407
+$9 (+0.6%)

Rent Burden Analysis

How much of household income goes to rent in Phillips County. The 30% threshold indicates cost burden.

Studio
19.4%
Affordable
Need $25,200/yr for 30% rule
1 Bedroom
20.7%
Affordable
Need $26,840/yr for 30% rule
2 Bedroom
27.2%
Affordable
Need $35,200/yr for 30% rule
3 Bedroom
37.8%
Burdened
Need $48,960/yr for 30% rule
4 Bedroom
43.4%
Burdened
Need $56,280/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%27.2%
Phillips County 2-bedroom rent burden
County median income: $38,874 · National avg burden: 21.7% ·View Arkansas rent burden →

Where Phillips sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$880 higher than 9% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). This entry sits in this band. $1,000–$1,200: 723 counties (23%). Above this entry. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Phillips compares on 1-bedroom rent

1-bedroom FMR vs other Arkansas counties

1BR FMR / mo

What this shows Phillips is highlighted. Nearby Arkansas counties by 1-bedroom FMR, highest to lowest: Benton County ($1,115), Washington County ($1,115), Pulaski County ($989), Faulkner County ($989), Saline County ($989), Sebastian County ($714), Phillips County (this county) ($671).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

With a below-average 1-bedroom at $671/mo, most of these Arkansas occupations clear, or miss, the 30% affordability line.

Occupation AR Salary Rent Burden Verdict
Software Developers $96,820 8.3% Affordable
Registered Nurses $77,130 10.4% Affordable
General & Operations Managers $64,260 12.5% Affordable
Accountants & Auditors $64,180 12.5% Affordable
Elementary School Teachers $50,550 15.9% Affordable
Electricians $49,420 16.3% Affordable
Heavy & Tractor-Trailer Truck Drivers $49,520 16.3% Affordable
Police & Sheriff's Patrol Officers $48,090 16.7% Affordable
Paralegals & Legal Assistants $46,940 17.2% Affordable
Pharmacy Technicians $37,380 21.5% Affordable
Customer Service Representatives $37,490 21.5% Affordable
Janitors & Cleaners $29,540 27.3% Affordable
Retail Salespersons $29,420 27.4% Affordable
Teaching Assistants $29,270 27.5% Affordable
Fast Food & Counter Workers $26,740 30.1% Stretched
Salaries: BLS OES (Arkansas) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Phillips County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Phillips (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 40.4% overall, from $478 to $671. Most of that movement was gradual except for a single sharp jump of +12.4% in FY 2023, well above this county's typical year-to-year change.

$450$500$550$600$650$700 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $671
Phillips County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑3.9% $630 $671 $880
FY 2025 ↑3.9% $618 $646 $848
FY 2024 ↑12.3% $604 $622 $814
FY 2023 ↑12.4% $539 $554 $720
FY 2022 ↓0.6% $432 $493 $649
FY 2021 ↑3.8% $431 $496 $654
FY 2020 $433 $478 $630
Total change (6yr): +40.4%
Annualized: +5.8%/yr
1 BR: $478 → $671

Where Phillips County Ranks in Arkansas

Phillips County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #28 of 75 counties in Arkansas. Nearest by rank: Lincoln County ($880), Little River County ($880), Logan County ($880), Mississippi County ($880), Monroe County ($880), Montgomery County ($880), Newton County ($880), Ouachita County ($880), Phillips County (this county) ($880), Pike County ($880), Poinsett County ($880), Prairie County ($880), Randolph County ($880), Scott County ($880), Searcy County ($880), Sevier County ($880), Sharp County ($880).

Lincoln County
2 BR: $880/mo
Little River County
2 BR: $880/mo
Logan County
2 BR: $880/mo
Mississippi County
2 BR: $880/mo
Monroe County
2 BR: $880/mo
Montgomery County
2 BR: $880/mo
Newton County
2 BR: $880/mo
Ouachita County
2 BR: $880/mo
Phillips County (this county)
2 BR: $880/mo
Pike County
2 BR: $880/mo
Poinsett County
2 BR: $880/mo
Prairie County
2 BR: $880/mo
Randolph County
2 BR: $880/mo
Scott County
2 BR: $880/mo
Searcy County
2 BR: $880/mo
Sevier County
2 BR: $880/mo
Sharp County
2 BR: $880/mo

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Phillips County, both outside Arkansas so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside AR (FY2026).

Acadia Parish
LA · 2 BR $880/mo
Cullman County
AL · 2 BR $879/mo
Laurel County
KY · 2 BR $881/mo
Lincoln Parish
LA · 2 BR $881/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside AR).

Madison County
GA · 27.2% of income · 2 BR $1,331/mo
Taylor County
FL · 27.2% of income · 2 BR $1,018/mo
Jefferson Davis County
MS · 27.2% of income · 2 BR $842/mo
Sherman County
OR · 27.1% of income · 2 BR $1,346/mo

Nearby Counties in Arkansas

Largest counties by population in Arkansas

Showing the 8 largest of 74 other counties in Arkansas.

Pulaski County
1 BR: $989/mo Pop: 398,322
Benton County
1 BR: $1,115/mo Pop: 286,528
Washington County
1 BR: $1,115/mo Pop: 247,331
Sebastian County
1 BR: $714/mo Pop: 128,184
Faulkner County
1 BR: $989/mo Pop: 124,611
Saline County
1 BR: $989/mo Pop: 123,988
Craighead County
1 BR: $870/mo Pop: 111,038
Garland County
1 BR: $834/mo Pop: 100,021
View all counties in Arkansas →

Frequently Asked Questions

What is the average rent in Phillips County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Phillips County is $671 per month. A 2-bedroom is $880 and a studio is $630.
How does Phillips County rent compare to the national average? ▼
Rent in Phillips County is 30% below the national average. A 1-bedroom here costs $671 compared to $959 nationally.
Where does Phillips County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Phillips County's 2-bedroom FMR of $880 ranks #284 most affordable among 3,145 HUD counties, placing it in the lowest-rent tenth of HUD counties.
What income do I need to afford rent in Phillips County? ▼
Based on the 30% affordability rule, you need an annual income of at least $26,840 ($2,237/month) to afford a 1-bedroom at Fair Market Rent in Phillips County.
Is rent going up or down in Phillips County? ▼
The 1-bedroom Fair Market Rent in Phillips County increased by 3.9% from FY 2025 to FY 2026, going from $646 to $671.
Which jobs can afford rent in Phillips County? ▼
Based on Arkansas BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $671/mo. 14 of 15 common occupations are affordable here.
How much has rent changed in Phillips County over time? ▼
The 1-bedroom Fair Market Rent in Phillips County went from $478 in FY 2020 to $671 in FY 2026, a total change of +40.4% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Phillips County? ▼
In Phillips County, the FY 2026 FMR of $671/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Phillips County? ▼
For Phillips County, it's the specific 40th-percentile rent HUD publishes each year ($671/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.