County FMR · HUD FY2026

Overton County Fair Market Rent

HUD's FY2026 Fair Market Rent for Overton County, TN - 23% below the US average.

$742
1-bedroom FMR
$925
2-bedroom FMR
+3.2%
YoY change
-23%
vs US avg

The verdict

Overton is the 28th cheapest of 95 counties in Tennessee by 2-bedroom FMR; nationally it ranks #599 most affordable of 3,145 HUD counties.

#599
most affordable of 3,145 US counties (2BR)
#28
cheapest of 95 in Tennessee (2BR)
-20%
vs the state average
$29,680
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (7.6%), while Fast Food and Counter Workers spend the most (32%); 13 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.

FY 2026 HUD Fair Market Rent for Overton County, TN. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Overton County, Tennessee is $742 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $925/mo and a studio is $724/mo. This is 23% lower than the national average of $959 and 20% below the Tennessee average of $924.

Rent increased3.2% from FY 2025 ($719), outpacing inflation. The 30% affordability floor is comparatively reachable here at $29,680/year.

FY 2026 HUD Fair Market Rents in Tennessee. Population: 22,576. Population has held roughly steady over the past five years (+3.6%, Census ACS). That's in line with Tennessee's statewide growth of +5.0% over the same period.

FMR filing desk

Area OVERTON·COUNTY·TN·TN

Overton County, TN: $742/mo 1BR · #599 of 3145 counties (2BR) · FY2026

  • FMR-AREA TN
  • 1BR-FMR $742
  • 2BR-FMR $925
  • RANK-MID #599
  • YOY-UP +3.2%
  • VSUS-BELOW -23%
  • VS-ST-LOW -20% TN
  • INC-ROOM 19%
  • POP-SMALL 23K
  • PHOTO-NEAR Shelby County
  • VOUCH-90-110 $668–$816
  • FY-2026 FY2026

Photo-finish peer: Shelby ($412 1BR gap)

Read with: Section 8 housing guide

Fair Market Rents (2026)

Studio
State avg: $882 · US avg: $893
$724/mo
↑ 1.4% YoY -18% vs state -19% vs US
1 Bedroom
State avg: $924 · US avg: $959
$742/mo
↑ 3.2% YoY -20% vs state -23% vs US
2 Bedroom
State avg: $1,118 · US avg: $1,175
$925/mo
↑ 2.9% YoY -17% vs state -21% vs US
3 Bedroom
State avg: $1,445 · US avg: $1,525
$1,165/mo
↑ 6.2% YoY -19% vs state -24% vs US
4 Bedroom
State avg: $1,644 · US avg: $1,756
$1,225/mo
↑ 2.8% YoY -25% vs state -30% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $714
$724
+$10 (+1.4%)
1 Bedroom $719
$742
+$23 (+3.2%)
2 Bedroom $899
$925
+$26 (+2.9%)
3 Bedroom $1,097
$1,165
+$68 (+6.2%)
4 Bedroom $1,192
$1,225
+$33 (+2.8%)

Rent Burden Analysis

How much of household income goes to rent in Overton County. The 30% threshold indicates cost burden.

Studio
18.8%
Affordable
Need $28,960/yr for 30% rule
1 Bedroom
19.3%
Affordable
Need $29,680/yr for 30% rule
2 Bedroom
24%
Affordable
Need $37,000/yr for 30% rule
3 Bedroom
30.3%
Burdened
Need $46,600/yr for 30% rule
4 Bedroom
31.8%
Burdened
Need $49,000/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%24%
Overton County 2-bedroom rent burden
County median income: $46,159 · National avg burden: 21.7% ·View Tennessee rent burden →

Where Overton sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$925 higher than 19% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). This entry sits in this band. $1,000–$1,200: 723 counties (23%). Above this entry. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Overton compares on 1-bedroom rent

1-bedroom FMR vs other Tennessee counties

1BR FMR / mo

What this shows Overton is highlighted. Nearby Tennessee counties by 1-bedroom FMR, highest to lowest: Davidson County ($1,578), Rutherford County ($1,578), Williamson County ($1,578), Hamilton County ($1,263), Knox County ($1,184), Shelby County ($1,154), Overton County (this county) ($742).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

With a below-average 1-bedroom at $742/mo, most of these Tennessee occupations clear, or miss, the 30% affordability line.

Occupation TN Salary Rent Burden Verdict
Software Developers $117,340 7.6% Affordable
General & Operations Managers $102,850 8.7% Affordable
Registered Nurses $79,030 11.3% Affordable
Accountants & Auditors $75,500 11.8% Affordable
Police & Sheriff's Patrol Officers $59,410 15% Affordable
Electricians $59,190 15% Affordable
Heavy & Tractor-Trailer Truck Drivers $55,610 16% Affordable
Paralegals & Legal Assistants $55,270 16.1% Affordable
Elementary School Teachers $52,690 16.9% Affordable
Customer Service Representatives $40,130 22.2% Affordable
Pharmacy Technicians $38,130 23.4% Affordable
Janitors & Cleaners $31,220 28.5% Affordable
Retail Salespersons $30,770 28.9% Affordable
Teaching Assistants $28,030 31.8% Stretched
Fast Food & Counter Workers $27,840 32% Stretched
Salaries: BLS OES (Tennessee) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Overton County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Overton (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 50.5% overall, from $493 to $742. Most of that movement was gradual except for a single sharp jump of +21.5% in FY 2023, well above this county's typical year-to-year change.

$400$500$600$700$800 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $742
Overton County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑3.2% $724 $742 $925
FY 2025 ↑4.5% $714 $719 $899
FY 2024 ↑4.1% $684 $688 $861
FY 2023 ↑21.5% $609 $661 $747
FY 2022 ↑4.8% $540 $544 $676
FY 2021 ↑5.3% $514 $519 $663
FY 2020 $492 $493 $649
Total change (6yr): +50.5%
Annualized: +7.1%/yr
1 BR: $493 → $742

Part of the Cookeville, TN Micro Area

Overton County is a outlying county of the Cookeville, TN micropolitan statistical area, alongside 3 other micro-area counties.

Overton County ranks #3 of 4 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Putnam County ($818), White County ($756), Overton County (this county) ($742), Jackson County ($705).

Putnam County
1 BR: $818/mo
White County
1 BR: $756/mo
Overton County (this county)
1 BR: $742/mo
Jackson County
1 BR: $705/mo

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Overton County, both outside Tennessee so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside TN (FY2026).

Robeson County
NC · 2 BR $925/mo
Cleveland County
NC · 2 BR $925/mo
Surry County
NC · 2 BR $925/mo
Wilkes County
NC · 2 BR $925/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside TN).

Beckham County
OK · 24% of income · 2 BR $1,048/mo
Ouachita Parish
LA · 24% of income · 2 BR $1,026/mo
Monroe County
AR · 24% of income · 2 BR $880/mo
Reynolds County
MO · 24% of income · 2 BR $888/mo

Nearby Counties in Tennessee

Largest counties by population in Tennessee

Showing the 8 largest of 94 other counties in Tennessee.

Shelby County
1 BR: $1,154/mo Pop: 926,440
Davidson County
1 BR: $1,578/mo Pop: 709,786
Knox County
1 BR: $1,184/mo Pop: 481,406
Hamilton County
1 BR: $1,263/mo Pop: 367,193
Rutherford County
1 BR: $1,578/mo Pop: 343,727
Williamson County
1 BR: $1,578/mo Pop: 248,897
Montgomery County
1 BR: $1,094/mo Pop: 222,305
Sumner County
1 BR: $1,578/mo Pop: 196,845
View all counties in Tennessee →

Frequently Asked Questions

What is the average rent in Overton County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Overton County is $742 per month. A 2-bedroom is $925 and a studio is $724.
How does Overton County rent compare to the national average? ▼
Rent in Overton County is 23% below the national average. A 1-bedroom here costs $742 compared to $959 nationally.
Where does Overton County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Overton County's 2-bedroom FMR of $925 ranks #599 most affordable among 3,145 HUD counties, placing it in the lower-rent quarter of HUD counties.
What income do I need to afford rent in Overton County? ▼
Based on the 30% affordability rule, you need an annual income of at least $29,680 ($2,473/month) to afford a 1-bedroom at Fair Market Rent in Overton County.
Is rent going up or down in Overton County? ▼
The 1-bedroom Fair Market Rent in Overton County increased by 3.2% from FY 2025 to FY 2026, going from $719 to $742.
Which jobs can afford rent in Overton County? ▼
Based on Tennessee BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $742/mo. 13 of 15 common occupations are affordable here.
How much has rent changed in Overton County over time? ▼
The 1-bedroom Fair Market Rent in Overton County went from $493 in FY 2020 to $742 in FY 2026, a total change of +50.5% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Overton County? ▼
In Overton County, the FY 2026 FMR of $742/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Overton County? ▼
For Overton County, it's the specific 40th-percentile rent HUD publishes each year ($742/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.