County FMR · HUD FY2026

Ouray County Fair Market Rent

HUD's FY2026 Fair Market Rent for Ouray County, CO - 30% above the US average.

$1,245
1-bedroom FMR
$1,526
2-bedroom FMR
+1.2%
YoY change
+30%
vs US avg

The verdict

Ouray is the 22nd most expensive of 64 counties in Colorado by 2-bedroom FMR.

#22
most expensive of 64 in Colorado (2BR)
+7%
vs the state average
$49,800
income to afford it (30% rule)
+1.2%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (11.1%), while Teaching Assistants, Except Postsecondary spend the most (47.6%).

FY 2026 HUD Fair Market Rent for Ouray County, CO. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Ouray County, Colorado is $1,245 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,526/mo and a studio is $1,170/mo. This is 30% higher than the national average of $959 and 7% above the Colorado average of $1,161.

Rent increased1.2% from FY 2025 ($1,230), roughly tracking inflation. To afford rent here, a household needs at least $49,800/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Colorado. Population: 4,936. Population grew 6.4% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's in line with Colorado's statewide growth of +5.1% over the same period.

What these rents mean for Ouray County

The Ouray County FMR area applies to all ZIP codes inside the county boundary, and Colorado's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 30% above the US average of $959 and 7% higher than the Colorado state average of $1,161. Year-over-year, the 1-bedroom FMR moved from$1,230 in FY 2025 to $1,245 in FY 2026 - a change of +1.2%, which tracks roughly with broader price trends.

At the FY 2026 1-bedroom FMR of $1,245, affording it under the 30%-of-income rule takes $49,800 per year (about $4,150/month) in household income, and a 2-bedroom at $1,526 pushes that threshold even higher. With a population of 4,936 and a county median household income of $84,556, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $1,083 · US avg: $893
$1,170/mo
↓ 4.3% YoY +8% vs state +31% vs US
1 Bedroom
State avg: $1,161 · US avg: $959
$1,245/mo
↑ 1.2% YoY +7% vs state +30% vs US
2 Bedroom
State avg: $1,429 · US avg: $1,175
$1,526/mo
↓ 5.5% YoY +7% vs state +30% vs US
3 Bedroom
State avg: $1,861 · US avg: $1,525
$2,122/mo
↓ 4.1% YoY +14% vs state +39% vs US
4 Bedroom
State avg: $2,178 · US avg: $1,756
$2,392/mo
↓ 7.4% YoY +10% vs state +36% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,222
$1,170
$-52 (-4.3%)
1 Bedroom $1,230
$1,245
+$15 (+1.2%)
2 Bedroom $1,614
$1,526
$-88 (-5.5%)
3 Bedroom $2,213
$2,122
$-91 (-4.1%)
4 Bedroom $2,582
$2,392
$-190 (-7.4%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$49,800
$4,150/month gross
Required annual income for 2 BR
$61,040
$5,087/month gross

Rent Burden Analysis

How much of household income goes to rent in Ouray County. The 30% threshold indicates cost burden.

Studio
16.6%
Affordable
Need $46,800/yr for 30% rule
1 Bedroom
17.7%
Affordable
Need $49,800/yr for 30% rule
2 Bedroom
21.7%
Affordable
Need $61,040/yr for 30% rule
3 Bedroom
30.1%
Burdened
Need $84,880/yr for 30% rule
4 Bedroom
33.9%
Burdened
Need $95,680/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Ouray County 2-bedroom rent burden

0%100%National avg22%21.7%
Ouray County 2-bedroom rent burden
County median income: $84,556 · National avg burden: 21.7% ·View Colorado rent burden →

Where Ouray sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,526 Top 14% higher than 86% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). Below this entry. $1,400–$1,600: 181 counties (6%). This entry sits in this band. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Ouray compares on 1-bedroom rent

1-bedroom FMR vs other Colorado counties

1BR FMR / mo

What this shows Ouray is highlighted. Nearby Colorado counties by 1-bedroom FMR, highest to lowest: Denver County ($1,754), Arapahoe County ($1,754), Jefferson County ($1,754), Adams County ($1,754), Douglas County ($1,754), El Paso County ($1,464), Ouray County (this county) ($1,245).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,245/mo compares to Colorado salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation CO Salary Rent Burden Verdict
Software Developers $134,540 11.1% Affordable
General & Operations Managers $130,340 11.5% Affordable
Registered Nurses $96,520 15.5% Affordable
Police & Sheriff's Patrol Officers $96,100 15.5% Affordable
Accountants & Auditors $90,030 16.6% Affordable
Paralegals & Legal Assistants $73,380 20.4% Affordable
Electricians $62,090 24.1% Affordable
Elementary School Teachers $61,550 24.3% Affordable
Heavy & Tractor-Trailer Truck Drivers $60,260 24.8% Affordable
Pharmacy Technicians $48,070 31.1% Stretched
Customer Service Representatives $46,020 32.5% Stretched
Janitors & Cleaners $37,270 40.1% Stretched
Retail Salespersons $36,960 40.4% Stretched
Fast Food & Counter Workers $35,440 42.2% Stretched
Teaching Assistants $31,390 47.6% Stretched
Salaries: BLS OES (Colorado) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Ouray County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Ouray (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 41.5% overall, from $880 to $1,245. The path there hasn't been smooth: year-over-year moves have swung by as much as 17.2% (FY 2021), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.

$800$1,000$1,200$1,400 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,245
Ouray County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑1.2% $1,170 $1,245 $1,526
FY 2025 ↓8.8% $1,222 $1,230 $1,614
FY 2024 ↑11.1% $1,340 $1,349 $1,772
FY 2023 ↑3.2% $1,206 $1,214 $1,598
FY 2022 ↑14.1% $1,169 $1,176 $1,548
FY 2021 ↑17.2% $1,024 $1,031 $1,359
FY 2020 $755 $880 $1,159
Total change (6yr): +41.5%
Annualized: +6.0%/yr
1 BR: $880 → $1,245

Where Ouray County Ranks in Colorado

Ouray County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #43 of 64 counties in Colorado. Nearest by rank: Crowley County ($1,289), Gunnison County ($1,334), Archuleta County ($1,337), Lake County ($1,343), Mineral County ($1,343), Chaffee County ($1,466), Grand County ($1,475), Teller County ($1,493), Ouray County (this county) ($1,526), Weld County ($1,563), La Plata County ($1,589), Garfield County ($1,605), San Miguel County ($1,645), Larimer County ($1,732), El Paso County ($1,735), Routt County ($2,022), Adams County ($2,089).

Nearby Counties in Colorado

Largest counties by population in Colorado

Frequently Asked Questions

What is the average rent in Ouray County?
The FY 2026 Fair Market Rent for a 1-bedroom in Ouray County is $1,245 per month. A 2-bedroom is $1,526 and a studio is $1,170.
How does Ouray County rent compare to the national average?
Rent in Ouray County is 30% above the national average. A 1-bedroom here costs $1,245 compared to $959 nationally.
What income do I need to afford rent in Ouray County?
Based on the 30% affordability rule, you need an annual income of at least $49,800 ($4,150/month) to afford a 1-bedroom at Fair Market Rent in Ouray County.
Is rent going up or down in Ouray County?
The 1-bedroom Fair Market Rent in Ouray County increased by 1.2% from FY 2025 to FY 2026, going from $1,230 to $1,245.
Which jobs can afford rent in Ouray County?
Based on Colorado BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,245/mo. 9 of 15 common occupations are affordable here.
How much has rent changed in Ouray County over time?
The 1-bedroom Fair Market Rent in Ouray County went from $880 in FY 2020 to $1,245 in FY 2026, a total change of +41.5% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Ouray County?
In Ouray County, the FY 2026 FMR of $1,245/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Ouray County?
For Ouray County, it's the specific 40th-percentile rent HUD publishes each year ($1,245/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Ouray's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,245 implies about $49,800/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Ouray can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.