County FMR · HUD FY2026

Northumberland County Fair Market Rent

HUD's FY2026 Fair Market Rent for Northumberland County, VA - 12% above the US average.

$1,073
1-bedroom FMR
$1,309
2-bedroom FMR
+12.7%
YoY change
+12%
vs US avg

The verdict

Northumberland is the 58th most expensive of 133 counties in Virginia by 2-bedroom FMR; rent here has climbed 12.7% since FY 2025, a sharp move relative to most counties.

#58
most expensive of 133 in Virginia (2BR)
-9%
vs the state average
$42,920
income to afford it (30% rule)
+12.7%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (9.6%), while Fast Food and Counter Workers spend the most (44.3%).

FY 2026 HUD Fair Market Rent for Northumberland County, VA. Verify with HUD →

Northumberland County, Virginia carries an FY 2026 1-bedroom Fair Market Rent of $1,073 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,309/mo and a studio is $1,066/mo. That's 12% above the national benchmark of $959 and 9% below the Virginia average of $1,182.

Rent increased12.7% from FY 2025 ($952), outpacing inflation. To afford rent here, a household needs at least $42,920/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Virginia. Population: 12,007. Population has held roughly steady over the past five years (-1.1%, Census ACS). That's slower than Virginia's statewide growth of +2.9% over the same period.

What these rents mean for Northumberland County

The Northumberland County FMR area applies to all ZIP codes inside the county boundary, and Virginia's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 12% above the US average of $959 and 9% lower than the Virginia state average of $1,182. The 1-bedroom FMR went from$952 in FY 2025 to $1,073 in FY 2026 - a change of +12.7%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $1,073, affording it under the 30%-of-income rule takes $42,920 per year (about $3,577/month) in household income, and a 2-bedroom at $1,309 pushes that threshold even higher. With a population of 12,007 and a county median household income of $69,500, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $1,137 · US avg: $893
$1,066/mo
↑ 12.7% YoY -6% vs state +19% vs US
1 Bedroom
State avg: $1,182 · US avg: $959
$1,073/mo
↑ 12.7% YoY -9% vs state +12% vs US
2 Bedroom
State avg: $1,369 · US avg: $1,175
$1,309/mo
↑ 11.4% YoY -4% vs state +11% vs US
3 Bedroom
State avg: $1,789 · US avg: $1,525
$1,569/mo
↑ 10.8% YoY -12% vs state +3% vs US
4 Bedroom
State avg: $2,128 · US avg: $1,756
$2,047/mo
↑ 11.4% YoY -4% vs state +17% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $946
$1,066
+$120 (+12.7%)
1 Bedroom $952
$1,073
+$121 (+12.7%)
2 Bedroom $1,175
$1,309
+$134 (+11.4%)
3 Bedroom $1,416
$1,569
+$153 (+10.8%)
4 Bedroom $1,837
$2,047
+$210 (+11.4%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$42,920
$3,577/month gross
Required annual income for 2 BR
$52,360
$4,363/month gross

Rent Burden Analysis

How much of household income goes to rent in Northumberland County. The 30% threshold indicates cost burden.

Studio
18.4%
Affordable
Need $42,640/yr for 30% rule
1 Bedroom
18.5%
Affordable
Need $42,920/yr for 30% rule
2 Bedroom
22.6%
Affordable
Need $52,360/yr for 30% rule
3 Bedroom
27.1%
Affordable
Need $62,760/yr for 30% rule
4 Bedroom
35.3%
Burdened
Need $81,880/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Northumberland County 2-bedroom rent burden

0%100%National avg22%22.6%
Northumberland County 2-bedroom rent burden
County median income: $69,500 · National avg burden: 21.7% ·View Virginia rent burden →

Where Northumberland sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,309 Top 24% higher than 76% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). This entry sits in this band. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Northumberland compares on 1-bedroom rent

1-bedroom FMR vs other Virginia counties

1BR FMR / mo

What this shows Northumberland is highlighted. Nearby Virginia counties by 1-bedroom FMR, highest to lowest: Fairfax County ($2,015), Prince William County ($2,015), Loudoun County ($2,015), Virginia Beach city ($1,512), Chesterfield County ($1,507), Henrico County ($1,507), Northumberland County (this county) ($1,073).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,073/mo compares to Virginia salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation VA Salary Rent Burden Verdict
Software Developers $134,470 9.6% Affordable
General & Operations Managers $121,530 10.6% Affordable
Registered Nurses $88,820 14.5% Affordable
Accountants & Auditors $84,190 15.3% Affordable
Police & Sheriff's Patrol Officers $65,110 19.8% Affordable
Elementary School Teachers $62,270 20.7% Affordable
Electricians $61,610 20.9% Affordable
Paralegals & Legal Assistants $61,200 21% Affordable
Heavy & Tractor-Trailer Truck Drivers $54,500 23.6% Affordable
Pharmacy Technicians $42,490 30.3% Stretched
Customer Service Representatives $39,210 32.8% Stretched
Teaching Assistants $36,650 35.1% Stretched
Janitors & Cleaners $33,970 37.9% Stretched
Retail Salespersons $32,760 39.3% Stretched
Fast Food & Counter Workers $29,060 44.3% Stretched
Salaries: BLS OES (Virginia) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Northumberland County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Northumberland (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 86.0% overall, from $577 to $1,073. Most of that movement was gradual except for a single sharp jump of +18.8% in FY 2023, well above this county's typical year-to-year change.

$400$600$800$1,000$1,200 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,073
Northumberland County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑12.7% $1,066 $1,073 $1,309
FY 2025 ↑1.8% $946 $952 $1,175
FY 2024 ↑14.9% $929 $935 $1,160
FY 2023 ↑18.8% $753 $814 $1,015
FY 2022 ↑8.9% $588 $685 $861
FY 2021 ↑9.0% $534 $629 $793
FY 2020 $513 $577 $760
Total change (6yr): +86.0%
Annualized: +10.9%/yr
1 BR: $577 → $1,073

Where Northumberland County Ranks in Virginia

Northumberland County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #76 of 133 counties in Virginia. Nearest by rank: Roanoke city ($1,254), Salem city ($1,254), Augusta County ($1,261), Staunton city ($1,261), Waynesboro city ($1,261), Montgomery County ($1,271), Radford city ($1,271), Middlesex County ($1,291), Northumberland County (this county) ($1,309), Warren County ($1,315), Harrisonburg city ($1,322), Rockingham County ($1,322), Rappahannock County ($1,375), Culpeper County ($1,423), King George County ($1,469), Frederick County ($1,573), Winchester city ($1,573).

Nearby Counties in Virginia

Largest counties by population in Virginia

Frequently Asked Questions

What is the average rent in Northumberland County?
The FY 2026 Fair Market Rent for a 1-bedroom in Northumberland County is $1,073 per month. A 2-bedroom is $1,309 and a studio is $1,066.
How does Northumberland County rent compare to the national average?
Rent in Northumberland County is 12% above the national average. A 1-bedroom here costs $1,073 compared to $959 nationally.
What income do I need to afford rent in Northumberland County?
Based on the 30% affordability rule, you need an annual income of at least $42,920 ($3,577/month) to afford a 1-bedroom at Fair Market Rent in Northumberland County.
Is rent going up or down in Northumberland County?
The 1-bedroom Fair Market Rent in Northumberland County increased by 12.7% from FY 2025 to FY 2026, going from $952 to $1,073.
Which jobs can afford rent in Northumberland County?
Based on Virginia BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,073/mo. 9 of 15 common occupations are affordable here.
How much has rent changed in Northumberland County over time?
The 1-bedroom Fair Market Rent in Northumberland County went from $577 in FY 2020 to $1,073 in FY 2026, a total change of +86.0% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Northumberland County?
In Northumberland County, the FY 2026 FMR of $1,073/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Northumberland County?
For Northumberland County, it's the specific 40th-percentile rent HUD publishes each year ($1,073/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Northumberland's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,073 implies about $42,920/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Northumberland can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.