County FMR · HUD FY2026
Miami County Fair Market Rent
HUD's FY2026 Fair Market Rent for Miami County, OH - 5% above the US average.
- $1,009
- 1-bedroom FMR
- $1,273
- 2-bedroom FMR
- +19.4%
- YoY change
- +5%
- vs US avg
The verdict
Miami is the 19th most expensive of 88 counties in Ohio by 2-bedroom FMR; nationally it ranks #818 most expensive of 3,145 HUD counties; rent here has climbed 19.4% since FY 2025, a sharp move relative to most counties.
- #818
- most expensive of 3,145 US counties (2BR)
- #19
- most expensive of 88 in Ohio (2BR)
- +16%
- vs the state average
- $40,360
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (11.2%), while Fast Food and Counter Workers spend the most (43.1%).
FY 2026 HUD Fair Market Rent for Miami County, OH. Verify with HUD →
Miami County, Ohio carries an FY 2026 1-bedroom Fair Market Rent of $1,009 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,273/mo and a studio is $928/mo. That's 5% above the national benchmark of $959 and 16% above the Ohio average of $873.
Rent increased19.4% from FY 2025 ($845), outpacing inflation. Under the 30% rule, affordability starts near $40,360/year for a 1-bedroom.
Observed renter burden: 40.8% of the 11,852 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
Market slack: The ACS rental vacancy rate here is 3.3%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.
Local labor market: The county's BLS unemployment rate has averaged 3.6% over the past 12 months, close to the typical US county range.
FY 2026 HUD Fair Market Rents in Ohio. Population: 108,818. Population has held roughly steady over the past five years (+4.5%, Census ACS). That's faster than Ohio's statewide growth of +1.2% over the same period.
FMR filing desk
Area MIAMI·COUNTY·OH·OH
Miami County, OH: $1,009/mo 1BR · #818 of 3145 counties (2BR) · FY2026
- FMR-AREA OH
- 1BR-FMR $1,009
- 2BR-FMR $1,273
- RANK-MID #818
- YOY-SURGE +19.4%
- VSUS-NEAR +5%
- VS-ST-HIGH +16% OH
- INC-ROOM 16%
- POP-MID 109K
- PHOTO-NEAR Franklin County
- VOUCH-90-110 $908–$1,110
- FY-2026 FY2026
Photo-finish peer: Franklin ($185 1BR gap)
Read with: How Fair Market Rent works
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $780 | $928 | +$148 (+19.0%) |
| 1 Bedroom | $845 | $1,009 | +$164 (+19.4%) |
| 2 Bedroom | $1,077 | $1,273 | +$196 (+18.2%) |
| 3 Bedroom | $1,390 | $1,651 | +$261 (+18.8%) |
| 4 Bedroom | $1,537 | $1,817 | +$280 (+18.2%) |
Rent Burden Analysis
How much of household income goes to rent in Miami County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Miami sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,273 Top 26% higher than 74% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Miami compares on 1-bedroom rent
1-bedroom FMR vs other Ohio counties
- Franklin
Franklin County
$1,194 1BR FMR / mo
- Cuyahoga
Cuyahoga County
$1,058 1BR FMR / mo
- Hamilton
Hamilton County
$1,051 1BR FMR / mo
- Miami
Miami County
$1,009 1BR FMR / mo
- Montgomery
Montgomery County
$1,009 1BR FMR / mo
- Summit
Summit County
$985 1BR FMR / mo
- Lucas
Lucas County
$820 1BR FMR / mo
What this shows Miami is highlighted. Nearby Ohio counties by 1-bedroom FMR, highest to lowest: Franklin County ($1,194), Cuyahoga County ($1,058), Hamilton County ($1,051), Miami County (this county) ($1,009), Montgomery County ($1,009), Summit County ($985), Lucas County ($820).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $1,009/mo compares to Ohio salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | OH Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $107,690 | 11.2% | Affordable |
| General & Operations Managers | $94,990 | 12.7% | Affordable |
| Registered Nurses | $81,250 | 14.9% | Affordable |
| Accountants & Auditors | $77,640 | 15.6% | Affordable |
| Police & Sheriff's Patrol Officers | $77,050 | 15.7% | Affordable |
| Elementary School Teachers | $65,380 | 18.5% | Affordable |
| Electricians | $63,560 | 19% | Affordable |
| Paralegals & Legal Assistants | $58,870 | 20.6% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $58,080 | 20.8% | Affordable |
| Customer Service Representatives | $43,510 | 27.8% | Affordable |
| Pharmacy Technicians | $37,860 | 32% | Stretched |
| Teaching Assistants | $35,380 | 34.2% | Stretched |
| Janitors & Cleaners | $34,710 | 34.9% | Stretched |
| Retail Salespersons | $30,440 | 39.8% | Stretched |
| Fast Food & Counter Workers | $28,100 | 43.1% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Miami County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Miami (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 69.3% overall, from $596 to $1,009. Most of that movement was gradual except for a single sharp jump of +19.4% in FY 2026, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑19.4% | $928 | $1,009 | $1,273 |
| FY 2025 ↑5.6% | $780 | $845 | $1,077 |
| FY 2024 ↑5.7% | $743 | $800 | $1,023 |
| FY 2023 ↑11.3% | $684 | $757 | $969 |
| FY 2022 ↑5.1% | $606 | $680 | $872 |
| FY 2021 ↑8.6% | $563 | $647 | $836 |
| FY 2020 | $523 | $596 | $777 |
Part of the Dayton-Kettering-Beavercreek, OH Metro Area
Miami County is a outlying county of the Dayton-Kettering-Beavercreek, OH metropolitan statistical area, alongside 2 other metro-area counties.
Miami County ranks #3 of 3 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Montgomery County ($1,009), Greene County ($1,009), Miami County (this county) ($1,009).
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Miami County, both outside Ohio so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside OH (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside OH).
Nearby Counties in Ohio
Largest counties by population in Ohio
Showing the 8 largest of 87 other counties in Ohio.
Frequently Asked Questions
What is the average rent in Miami County?
The FY 2026 Fair Market Rent for a 1-bedroom in Miami County is $1,009 per month. A 2-bedroom is $1,273 and a studio is $928.
How does Miami County rent compare to the national average?
Rent in Miami County is 5% above the national average. A 1-bedroom here costs $1,009 compared to $959 nationally.
Where does Miami County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Miami County's 2-bedroom FMR of $1,273 ranks #818 most expensive among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Miami County?
Based on the 30% affordability rule, you need an annual income of at least $40,360 ($3,363/month) to afford a 1-bedroom at Fair Market Rent in Miami County.
Is rent going up or down in Miami County?
The 1-bedroom Fair Market Rent in Miami County increased by 19.4% from FY 2025 to FY 2026, going from $845 to $1,009.
Which jobs can afford rent in Miami County?
Based on Ohio BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,009/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Miami County over time?
The 1-bedroom Fair Market Rent in Miami County went from $596 in FY 2020 to $1,009 in FY 2026, a total change of +69.3% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Miami County?
In Miami County, the FY 2026 FMR of $1,009/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Miami County?
For Miami County, it's the specific 40th-percentile rent HUD publishes each year ($1,009/mo for a 1-bedroom in FY 2026).
Is the rental market tight or loose in Miami County?
The ACS rental vacancy rate here is 3.3%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.
What is the unemployment rate in Miami County?
The county's BLS unemployment rate has averaged 3.6% over the past 12 months, close to the typical US county range.
Data sources
What this means for renters
Treat Miami's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,009 implies about $40,360/yr to rent without being cost-burdened. Run your numbers
- Ohio counties vary widely around this figure - compare specific counties before assuming this applies to yours. Compare vs Franklin
- See where Miami ranks nationally on rent. National rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.