County FMR · HUD FY2026

Hays County Fair Market Rent

HUD's FY2026 Fair Market Rent for Hays County, TX — 63% above the US average.

$1,562
1-bedroom FMR
$1,852
2-bedroom FMR
-5.3%
YoY change
+63%
vs US avg

FY 2026 HUD Fair Market Rent for Hays County, TX. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Hays County, Texas is $1,562 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,852/mo and a studio is $1,474/mo.

This is 63% higher than the national average of $959 and 67% above the Texas average of $935. Rent decreased5.3% from FY 2025 ($1,650), declining against the trend. To afford rent here, a household needs at least $62,480/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Texas. Population: 245,351.

What these rents mean for Hays County

HUD's FY 2026 Fair Market Rent schedule sets the Hays County Texas 1-bedroom at $1,562, with a studio at $1,474, 2-bedroom at $1,852, 3-bedroom at $2,347, and 4-bedroom at $2,760. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Hays County FMR area applies to all ZIP codes inside the county boundary, and Texas's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 63% above the US average of $959 and 67% higher than the Texas state average of $935. Year-over-year, the 1-bedroom FMR moved from $1,650 in FY 2025 to $1,562 in FY 2026 — a change of -5.3%, which is unusual and suggests softening demand or revised HUD sampling.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,562, that implies a household income of $62,480 per year (about $5,207/month) to stay affordable — a 2-bedroom at $1,852 pushes that threshold even higher. With a population of 245,351 and a county median household income of $85,827, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $887 · US avg: $893
$1,474/mo
↓ 4.8% YoY +66% vs state +65% vs US
1 Bedroom
State avg: $935 · US avg: $959
$1,562/mo
↓ 5.3% YoY +67% vs state +63% vs US
2 Bedroom
State avg: $1,149 · US avg: $1,175
$1,852/mo
↓ 5.0% YoY +61% vs state +58% vs US
3 Bedroom
State avg: $1,497 · US avg: $1,525
$2,347/mo
↓ 5.5% YoY +57% vs state +54% vs US
4 Bedroom
State avg: $1,733 · US avg: $1,756
$2,760/mo
↓ 4.2% YoY +59% vs state +57% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,549 $1,474 $-75 (-4.8%)
1 Bedroom $1,650 $1,562 $-88 (-5.3%)
2 Bedroom $1,949 $1,852 $-97 (-5.0%)
3 Bedroom $2,484 $2,347 $-137 (-5.5%)
4 Bedroom $2,882 $2,760 $-122 (-4.2%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$62,480
$5,207/month gross
Required annual income for 2 BR
$74,080
$6,173/month gross

Rent Burden Analysis

How much of household income goes to rent in Hays County. The 30% threshold indicates cost burden.

Studio
20.6%
Affordable
Need $58,960/yr for 30% rule
1 Bedroom
21.8%
Affordable
Need $62,480/yr for 30% rule
2 Bedroom
25.9%
Affordable
Need $74,080/yr for 30% rule
3 Bedroom
32.8%
Burdened
Need $93,880/yr for 30% rule
4 Bedroom
38.6%
Burdened
Need $110,400/yr for 30% rule
County median income: $85,827 · National avg burden: 21.7% ·View Texas rent burden →

How Hays compares on 1-bedroom rent

1-bedroom FMR vs other Texas counties

1BR FMR / mo

What this shows Hays is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,562/mo compares to Texas salaries for popular occupations (30% rule).

Occupation TX Salary Rent Burden Verdict
Software Developers $130,500 14.4% Affordable
General & Operations Managers $100,290 18.7% Affordable
Registered Nurses $90,010 20.8% Affordable
Accountants & Auditors $80,000 23.4% Affordable
Police & Sheriff's Patrol Officers $76,350 24.6% Affordable
Elementary School Teachers $61,380 30.5% Stretched
Paralegals & Legal Assistants $59,700 31.4% Stretched
Electricians $56,920 32.9% Stretched
Heavy & Tractor-Trailer Truck Drivers $53,070 35.3% Stretched
Pharmacy Technicians $43,920 42.7% Stretched
Customer Service Representatives $39,100 47.9% Stretched
Janitors & Cleaners $31,230 60% Unaffordable
Retail Salespersons $30,130 62.2% Unaffordable
Teaching Assistants $27,630 67.8% Unaffordable
Fast Food & Counter Workers $27,000 69.4% Unaffordable
Salaries: BLS OES (Texas) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Hays County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↓5.3% $1,474 $1,562 $1,852
FY 2025 ↑0.9% $1,549 $1,650 $1,949
FY 2024 ↑18.0% $1,519 $1,635 $1,924
FY 2023 ↑12.1% $1,253 $1,386 $1,626
FY 2022 ↑2.0% $1,092 $1,236 $1,451
FY 2021 ↑6.9% $1,059 $1,212 $1,434
FY 2020 $988 $1,134 $1,356
Total change (6yr): +37.7%
Annualized: +5.5%/yr
1 BR: $1,134 → $1,562

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Frequently Asked Questions

What is the average rent in Hays County?
The FY 2026 Fair Market Rent for a 1-bedroom in Hays County is $1,562 per month. A 2-bedroom is $1,852 and a studio is $1,474.
How does Hays County rent compare to the national average?
Rent in Hays County is 63% above the national average. A 1-bedroom here costs $1,562 compared to $959 nationally.
What income do I need to afford rent in Hays County?
Based on the 30% affordability rule, you need an annual income of at least $62,480 ($5,207/month) to afford a 1-bedroom at Fair Market Rent in Hays County.
Is rent going up or down in Hays County?
The 1-bedroom Fair Market Rent in Hays County decreased by 5.3% from FY 2025 to FY 2026, going from $1,650 to $1,562.
Which jobs can afford rent in Hays County?
Based on Texas BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,562/mo. 5 of 15 common occupations are affordable here.
How much has rent changed in Hays County over time?
The 1-bedroom Fair Market Rent in Hays County went from $1,134 in FY 2020 to $1,562 in FY 2026, a total change of +37.7% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Hays County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Hays County. The FY 2026 FMR of $1,562/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Hays County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Hays County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Hays County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page