Cumberland County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 5,974.
Fair Market Rents (2026)
Studio
National avg: $893
$619/mo
↓ 0.8% YoY
-31% vs US
1 Bedroom
National avg: $959
$701/mo
↑ 4.0% YoY
-27% vs US
2 Bedroom
National avg: $1,175
$866/mo
↓ 0.1% YoY
-26% vs US
3 Bedroom
National avg: $1,525
$1,204/mo
↑ 1.1% YoY
-21% vs US
4 Bedroom
National avg: $1,756
$1,209/mo
↑ 1.3% YoY
-31% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $624 | $619 | $-5 (-0.8%) |
| 1 Bedroom | $674 | $701 | +$27 (+4.0%) |
| 2 Bedroom | $867 | $866 | $-1 (-0.1%) |
| 3 Bedroom | $1,191 | $1,204 | +$13 (+1.1%) |
| 4 Bedroom | $1,194 | $1,209 | +$15 (+1.3%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$28,040
$2,337/month gross
Required annual income for 2 BR
$34,640
$2,887/month gross
Other Counties in Kentucky
Jefferson County
1 BR: $1,047/mo
Owen County
1 BR: $758/mo
Carroll County
1 BR: $746/mo
Marion County
1 BR: $660/mo
Hart County
1 BR: $747/mo
Allen County
1 BR: $759/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.