County FMR · HUD FY2026

Camden County Fair Market Rent

HUD's FY2026 Fair Market Rent for Camden County, NJ - 58% above the US average.

$1,520
1-bedroom FMR
$1,810
2-bedroom FMR
+0.5%
YoY change
+58%
vs US avg

The verdict

Camden is the 4th cheapest of 21 counties in New Jersey by 2-bedroom FMR; nationally it ranks #220 most expensive of 3,145 HUD counties.

#220
most expensive of 3,145 US counties (2BR)
#4
cheapest of 21 in New Jersey (2BR)
-14%
vs the state average
$60,800
income to afford it (30% rule)

General and Operations Managers spend the smallest share of income on rent here (12.2%), while Fast Food and Counter Workers spend the most (54.8%).

FY 2026 HUD Fair Market Rent for Camden County, NJ. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Camden County, New Jersey at $1,520 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $1,810/mo and a studio is $1,397/mo. This is 58% higher than the national average of $959 and 14% below the New Jersey average of $1,759.

Rent increased0.5% from FY 2025 ($1,512), roughly tracking inflation. Clearing the 30% rule here takes $60,800/year, a high bar relative to most US counties.

FY 2026 HUD Fair Market Rents in New Jersey. Population: 522,581. Population has held roughly steady over the past five years (+3.3%, Census ACS). That's in line with New Jersey's statewide growth of +4.3% over the same period.

FMR filing desk

Area CAMDEN·COUNTY·NJ·NJ

Camden County, NJ: $1,520/mo 1BR · #220 of 3145 counties (2BR) · FY2026

  • FMR-AREA NJ
  • 1BR-FMR $1,520
  • 2BR-FMR $1,810
  • RANK-UPPER #220
  • YOY-FLAT +0.5%
  • VSUS-HIGH +58%
  • VS-ST-LOW -14% NJ
  • INC-MID 21%
  • POP-MAJOR 523K
  • PHOTO-NEAR Bergen County
  • VOUCH-90-110 $1,368–$1,672
  • FY-2026 FY2026

Photo-finish peer: Bergen ($504 1BR gap)

Read with: Understanding rent burden

Fair Market Rents (2026)

Studio
State avg: $1,599 · US avg: $893
$1,397/mo
↑ 1.8% YoY -13% vs state +56% vs US
1 Bedroom
State avg: $1,759 · US avg: $959
$1,520/mo
↑ 0.5% YoY -14% vs state +58% vs US
2 Bedroom
State avg: $2,132 · US avg: $1,175
$1,810/mo
↑ 0.4% YoY -15% vs state +54% vs US
3 Bedroom
State avg: $2,658 · US avg: $1,525
$2,170/mo
↓ 0.0% YoY -18% vs state +42% vs US
4 Bedroom
State avg: $3,005 · US avg: $1,756
$2,423/mo
↓ 1.8% YoY -19% vs state +38% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,372
$1,397
+$25 (+1.8%)
1 Bedroom $1,512
$1,520
+$8 (+0.5%)
2 Bedroom $1,802
$1,810
+$8 (+0.4%)
3 Bedroom $2,171
$2,170
$-1 (-0.0%)
4 Bedroom $2,468
$2,423
$-45 (-1.8%)

Rent Burden Analysis

How much of household income goes to rent in Camden County. The 30% threshold indicates cost burden.

Studio
19.4%
Affordable
Need $55,880/yr for 30% rule
1 Bedroom
21.1%
Affordable
Need $60,800/yr for 30% rule
2 Bedroom
25.1%
Affordable
Need $72,400/yr for 30% rule
3 Bedroom
30.1%
Burdened
Need $86,800/yr for 30% rule
4 Bedroom
33.7%
Burdened
Need $96,920/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%25.1%
Camden County 2-bedroom rent burden
County median income: $86,384 · National avg burden: 21.7% ·View New Jersey rent burden →

Where Camden sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,810 Top 7% higher than 93% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). Below this entry. $1,400–$1,600: 181 counties (6%). Below this entry. $1,600–$1,800: 172 counties (5%). Below this entry. $1,800–$2,000: 108 counties (3%). This entry sits in this band. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Camden compares on 1-bedroom rent

1-bedroom FMR vs other New Jersey counties

1BR FMR / mo

What this shows Camden is highlighted. Nearby New Jersey counties by 1-bedroom FMR, highest to lowest: Hudson County ($2,458), Bergen County ($2,024), Middlesex County ($1,978), Monmouth County ($1,889), Ocean County ($1,889), Essex County ($1,822), Camden County (this county) ($1,520).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

Against a high local FMR of $1,520/mo, which of 15 common occupations still clear the 30% line using New Jersey BLS wages?

Occupation NJ Salary Rent Burden Verdict
General & Operations Managers $149,990 12.2% Affordable
Software Developers $132,400 13.8% Affordable
Registered Nurses $102,730 17.8% Affordable
Accountants & Auditors $101,340 18% Affordable
Police & Sheriff's Patrol Officers $89,030 20.5% Affordable
Elementary School Teachers $77,150 23.6% Affordable
Electricians $73,090 25% Affordable
Heavy & Tractor-Trailer Truck Drivers $64,720 28.2% Affordable
Paralegals & Legal Assistants $62,790 29% Affordable
Customer Service Representatives $46,740 39% Stretched
Pharmacy Technicians $38,890 46.9% Stretched
Janitors & Cleaners $37,320 48.9% Stretched
Teaching Assistants $35,620 51.2% Unaffordable
Retail Salespersons $35,630 51.2% Unaffordable
Fast Food & Counter Workers $33,290 54.8% Unaffordable
Salaries: BLS OES (New Jersey) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Camden County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Camden (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 50.0% overall, from $1,013 to $1,520. Most of that movement was gradual except for a single sharp jump of +19.1% in FY 2024, well above this county's typical year-to-year change.

$800$1,000$1,200$1,400$1,600 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,520
Camden County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑0.5% $1,397 $1,520 $1,810
FY 2025 ↑4.2% $1,372 $1,512 $1,802
FY 2024 ↑19.1% $1,303 $1,451 $1,737
FY 2023 ↑13.7% $1,081 $1,218 $1,470
FY 2022 ↑3.0% $940 $1,071 $1,298
FY 2021 ↑2.7% $900 $1,040 $1,260
FY 2020 $864 $1,013 $1,226
Total change (6yr): +50.0%
Annualized: +7.0%/yr
1 BR: $1,013 → $1,520

Part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area

Camden County is a central county of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan statistical area, alongside 10 other metro-area counties.

Camden County ranks #11 of 11 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Philadelphia County ($1,520), Montgomery County ($1,520), Bucks County ($1,520), Delaware County ($1,520), New Castle County ($1,520), Chester County ($1,520), Burlington County ($1,520), Gloucester County ($1,520), Cecil County ($1,520), Salem County ($1,520), Camden County (this county) ($1,520).

Philadelphia County
1 BR: $1,520/mo
Montgomery County
1 BR: $1,520/mo
Bucks County
1 BR: $1,520/mo
Delaware County
1 BR: $1,520/mo
New Castle County
1 BR: $1,520/mo
Chester County
1 BR: $1,520/mo
Burlington County
1 BR: $1,520/mo
Gloucester County
1 BR: $1,520/mo
Cecil County
1 BR: $1,520/mo
Salem County
1 BR: $1,520/mo
Camden County (this county)
1 BR: $1,520/mo

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Camden County, both outside New Jersey so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside NJ (FY2026).

Philadelphia County
PA · 2 BR $1,810/mo
Montgomery County
PA · 2 BR $1,810/mo
Bucks County
PA · 2 BR $1,810/mo
Delaware County
PA · 2 BR $1,810/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside NJ).

Coke County
TX · 25.1% of income · 2 BR $973/mo
Hooker County
NE · 25.1% of income · 2 BR $961/mo
Hampton County
SC · 25.1% of income · 2 BR $902/mo
Rutherford County
TN · 25.1% of income · 2 BR $1,730/mo

Nearby Counties in New Jersey

Largest counties by population in New Jersey

Showing the 8 largest of 20 other counties in New Jersey.

Bergen County
1 BR: $2,024/mo Pop: 953,243
Middlesex County
1 BR: $1,978/mo Pop: 860,147
Essex County
1 BR: $1,822/mo Pop: 853,374
Hudson County
1 BR: $2,458/mo Pop: 712,029
Monmouth County
1 BR: $1,889/mo Pop: 643,064
Ocean County
1 BR: $1,889/mo Pop: 638,691
Union County
1 BR: $1,822/mo Pop: 572,079
Passaic County
1 BR: $2,024/mo Pop: 519,986
View all counties in New Jersey →

Frequently Asked Questions

What is the average rent in Camden County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Camden County is $1,520 per month. A 2-bedroom is $1,810 and a studio is $1,397.
How does Camden County rent compare to the national average? ▼
Rent in Camden County is 58% above the national average. A 1-bedroom here costs $1,520 compared to $959 nationally.
Where does Camden County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Camden County's 2-bedroom FMR of $1,810 ranks #220 most expensive among 3,145 HUD counties, placing it in the highest-rent tenth of HUD counties.
What income do I need to afford rent in Camden County? ▼
Based on the 30% affordability rule, you need an annual income of at least $60,800 ($5,067/month) to afford a 1-bedroom at Fair Market Rent in Camden County.
Is rent going up or down in Camden County? ▼
The 1-bedroom Fair Market Rent in Camden County increased by 0.5% from FY 2025 to FY 2026, going from $1,512 to $1,520.
Which jobs can afford rent in Camden County? ▼
Based on New Jersey BLS salary data and the 30% affordability rule, jobs like General and Operations Managers, Software Developers, Registered Nurses can afford a 1-bedroom at $1,520/mo. 9 of 15 common occupations are affordable here.
How much has rent changed in Camden County over time? ▼
The 1-bedroom Fair Market Rent in Camden County went from $1,013 in FY 2020 to $1,520 in FY 2026, a total change of +50.0% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Camden County? ▼
In Camden County, the FY 2026 FMR of $1,520/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Camden County? ▼
For Camden County, it's the specific 40th-percentile rent HUD publishes each year ($1,520/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.