Calloway County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 37,345.
Fair Market Rents (2026)
Studio
National avg: $893
$785/mo
↑ 2.6% YoY
-12% vs US
1 Bedroom
National avg: $959
$837/mo
↑ 2.6% YoY
-13% vs US
2 Bedroom
National avg: $1,175
$1,098/mo
↑ 2.6% YoY
-7% vs US
3 Bedroom
National avg: $1,525
$1,317/mo
↑ 2.2% YoY
-14% vs US
4 Bedroom
National avg: $1,756
$1,454/mo
↑ 2.5% YoY
-17% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $765 | $785 | +$20 (+2.6%) |
| 1 Bedroom | $816 | $837 | +$21 (+2.6%) |
| 2 Bedroom | $1,070 | $1,098 | +$28 (+2.6%) |
| 3 Bedroom | $1,289 | $1,317 | +$28 (+2.2%) |
| 4 Bedroom | $1,419 | $1,454 | +$35 (+2.5%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$33,480
$2,790/month gross
Required annual income for 2 BR
$43,920
$3,660/month gross
Other Counties in Kentucky
Crittenden County
1 BR: $660/mo
Boyle County
1 BR: $698/mo
Laurel County
1 BR: $676/mo
Wolfe County
1 BR: $683/mo
Clark County
1 BR: $1,079/mo
Christian County
1 BR: $1,094/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.