Bay County
FY 2026 HUD Fair Market Rents in Florida. Population: 181,055.
Fair Market Rents (2026)
Studio
National avg: $893
$1,426/mo
↑ 4.3% YoY
+60% vs US
1 Bedroom
National avg: $959
$1,480/mo
↑ 7.6% YoY
+54% vs US
2 Bedroom
National avg: $1,175
$1,682/mo
↑ 4.5% YoY
+43% vs US
3 Bedroom
National avg: $1,525
$2,169/mo
↑ 1.5% YoY
+42% vs US
4 Bedroom
National avg: $1,756
$2,689/mo
↓ 0.5% YoY
+53% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $1,367 | $1,426 | +$59 (+4.3%) |
| 1 Bedroom | $1,375 | $1,480 | +$105 (+7.6%) |
| 2 Bedroom | $1,609 | $1,682 | +$73 (+4.5%) |
| 3 Bedroom | $2,137 | $2,169 | +$32 (+1.5%) |
| 4 Bedroom | $2,702 | $2,689 | $-13 (-0.5%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$59,200
$4,933/month gross
Required annual income for 2 BR
$67,280
$5,607/month gross
Other Counties in Florida
Duval County
1 BR: $1,382/mo
Lake County
1 BR: $1,731/mo
Hernando County
1 BR: $1,696/mo
Volusia County
1 BR: $1,385/mo
Hardee County
1 BR: $1,064/mo
Gadsden County
1 BR: $1,204/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.