Rent comparison · HUD FY2026
St. Cloud, MN MSA vs Duluth, MN-WI MSA
How do St. Cloud, MN MSA and Duluth, MN-WI MSA rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $919
- St. Cloud, MN MSA (1BR)
- $978
- Duluth, MN-WI MSA (1BR)
- −6%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in St. Cloud, MN MSA is 6% cheaper than Duluth, MN-WI MSA at the HUD Fair Market Rent level ($919 vs $978). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | St. Cloud, MN MSA | Duluth, MN-WI MSA | Difference |
|---|---|---|---|
| Studio | $874 | $849 | +$25 (+3%) |
| 1 Bedroom | $919 | $978 | −$59 (-6%) |
| 2 Bedroom | $1,206 | $1,232 | −$26 (-2%) |
| 3 Bedroom | $1,604 | $1,689 | −$85 (-5%) |
| 4 Bedroom | $1,873 | $2,067 | −$194 (-9%) |
vs US National Average
National average 1BR: $959. St. Cloud, MN MSA is 4% below the US average. Duluth, MN-WI MSA is 2% above.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).