Rent comparison · HUD FY2026

Shelby County vs Franklin County

How do Shelby County and Franklin County rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.

$787
Shelby County (1BR)
$1,194
Franklin County (1BR)
−34%
1BR difference

Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).

County
Shelby County
$787/mo 1BR
Population: 48,145
County
Franklin County
$1,194/mo 1BR
Population: 1,318,149

A 1-bedroom in Shelby County is 34% cheaper than Franklin County at the HUD Fair Market Rent level ($787 vs $1,194). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.

How Do Rents Compare By Bedroom?

Bedrooms Shelby County Franklin County Difference
Studio $720 $1,111 −$391 (-35%)
1 Bedroom $787 $1,194 −$407 (-34%)
2 Bedroom $1,033 $1,430 −$397 (-28%)
3 Bedroom $1,384 $1,715 −$331 (-19%)
4 Bedroom $1,448 $1,927 −$479 (-25%)

vs US National Average

National average 1BR: $959. Shelby County is 18% below the US average. Franklin County is 25% above.

Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).