Rent comparison · HUD FY2026
Shelby County vs Kentucky
How do Shelby County and Kentucky rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $1,027
- Shelby County (1BR)
- $794
- Kentucky (1BR)
- +29%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in Shelby County is 29% more expensive than Kentucky at the HUD Fair Market Rent level ($1,027 vs $794). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | Shelby County | Kentucky | Difference |
|---|---|---|---|
| Studio | $954 | $719 | +$235 (+33%) |
| 1 Bedroom | $1,027 | $794 | +$233 (+29%) |
| 2 Bedroom | $1,143 | $984 | +$159 (+16%) |
| 3 Bedroom | $1,417 | $1,277 | +$140 (+11%) |
| 4 Bedroom | $1,697 | $1,442 | +$255 (+18%) |
vs US National Average
National average 1BR: $959. Shelby County is 7% above the US average. Kentucky is 17% below.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).