Rent comparison · HUD FY2026
Shelby County vs Jefferson County
How do Shelby County and Jefferson County rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $1,027
- Shelby County (1BR)
- $1,047
- Jefferson County (1BR)
- −2%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in Shelby County is 2% cheaper than Jefferson County at the HUD Fair Market Rent level ($1,027 vs $1,047). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | Shelby County | Jefferson County | Difference |
|---|---|---|---|
| Studio | $954 | $966 | −$12 (-1%) |
| 1 Bedroom | $1,027 | $1,047 | −$20 (-2%) |
| 2 Bedroom | $1,143 | $1,272 | −$129 (-10%) |
| 3 Bedroom | $1,417 | $1,625 | −$208 (-13%) |
| 4 Bedroom | $1,697 | $1,891 | −$194 (-10%) |
vs US National Average
National average 1BR: $959. Shelby County is 7% above the US average. Jefferson County is 9% above.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).