Rent comparison · HUD FY2026
Panama City, FL HUD Metro FMR Area vs Baker County, FL HUD Metro FMR Area
How do Panama City, FL HUD Metro FMR Area and Baker County, FL HUD Metro FMR Area rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $1,480
- Panama City, FL HUD Metro FMR Area (1BR)
- $922
- Baker County, FL HUD Metro FMR Area (1BR)
- +61%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in Panama City, FL HUD Metro FMR Area is 61% more expensive than Baker County, FL HUD Metro FMR Area at the HUD Fair Market Rent level ($1,480 vs $922). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | Panama City, FL HUD Metro FMR Area | Baker County, FL HUD Metro FMR Area | Difference |
|---|---|---|---|
| Studio | $1,426 | $903 | +$523 (+58%) |
| 1 Bedroom | $1,480 | $922 | +$558 (+61%) |
| 2 Bedroom | $1,682 | $1,103 | +$579 (+52%) |
| 3 Bedroom | $2,169 | $1,512 | +$657 (+43%) |
| 4 Bedroom | $2,689 | $1,708 | +$981 (+57%) |
vs US National Average
National average 1BR: $959. Panama City, FL HUD Metro FMR Area is 54% above the US average. Baker County, FL HUD Metro FMR Area is 4% below.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).