Rent comparison · HUD FY2026
Madison County vs Shelby County
How do Madison County and Shelby County rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $960
- Madison County (1BR)
- $1,154
- Shelby County (1BR)
- −17%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in Madison County is 17% cheaper than Shelby County at the HUD Fair Market Rent level ($960 vs $1,154). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | Madison County | Shelby County | Difference |
|---|---|---|---|
| Studio | $869 | $1,060 | −$191 (-18%) |
| 1 Bedroom | $960 | $1,154 | −$194 (-17%) |
| 2 Bedroom | $1,260 | $1,274 | −$14 (-1%) |
| 3 Bedroom | $1,677 | $1,683 | −$6 (-0%) |
| 4 Bedroom | $1,758 | $1,959 | −$201 (-10%) |
vs US National Average
National average 1BR: $959. Madison County is 0% above the US average. Shelby County is 20% above.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).