Rent comparison · HUD FY2026

Cleveland, TN MSA vs Chattanooga, TN-GA MSA

How do Cleveland, TN MSA and Chattanooga, TN-GA MSA rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.

$940
Cleveland, TN MSA (1BR)
$1,263
Chattanooga, TN-GA MSA (1BR)
−26%
1BR difference

Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).

Metro
Cleveland, TN MSA
$940/mo 1BR
Population: 126,479
Metro
Chattanooga, TN-GA MSA
$1,263/mo 1BR
Population: 564,466

A 1-bedroom in Cleveland, TN MSA is 26% cheaper than Chattanooga, TN-GA MSA at the HUD Fair Market Rent level ($940 vs $1,263). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.

How Do Rents Compare By Bedroom?

Bedrooms Cleveland, TN MSA Chattanooga, TN-GA MSA Difference
Studio $850 $1,211 −$361 (-30%)
1 Bedroom $940 $1,263 −$323 (-26%)
2 Bedroom $1,233 $1,390 −$157 (-11%)
3 Bedroom $1,584 $1,734 −$150 (-9%)
4 Bedroom $1,633 $1,853 −$220 (-12%)

vs US National Average

National average 1BR: $959. Cleveland, TN MSA is 2% below the US average. Chattanooga, TN-GA MSA is 32% above.

Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).