Rent comparison · HUD FY2026
Clay County vs Kentucky
How do Clay County and Kentucky rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $759
- Clay County (1BR)
- $794
- Kentucky (1BR)
- −4%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in Clay County is 4% cheaper than Kentucky at the HUD Fair Market Rent level ($759 vs $794). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | Clay County | Kentucky | Difference |
|---|---|---|---|
| Studio | $662 | $719 | −$57 (-8%) |
| 1 Bedroom | $759 | $794 | −$35 (-4%) |
| 2 Bedroom | $866 | $984 | −$118 (-12%) |
| 3 Bedroom | $1,176 | $1,277 | −$101 (-8%) |
| 4 Bedroom | $1,308 | $1,442 | −$134 (-9%) |
vs US National Average
National average 1BR: $959. Clay County is 21% below the US average. Kentucky is 17% below.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).