Rent comparison · HUD FY2026

Clay County vs Jefferson County

How do Clay County and Jefferson County rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.

$759
Clay County (1BR)
$1,047
Jefferson County (1BR)
−28%
1BR difference

Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).

County
Clay County
$759/mo 1BR
Population: 20,322
County
Jefferson County
$1,047/mo 1BR
Population: 779,232

A 1-bedroom in Clay County is 28% cheaper than Jefferson County at the HUD Fair Market Rent level ($759 vs $1,047). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.

How Do Rents Compare By Bedroom?

Bedrooms Clay County Jefferson County Difference
Studio $662 $966 −$304 (-31%)
1 Bedroom $759 $1,047 −$288 (-28%)
2 Bedroom $866 $1,272 −$406 (-32%)
3 Bedroom $1,176 $1,625 −$449 (-28%)
4 Bedroom $1,308 $1,891 −$583 (-31%)

vs US National Average

National average 1BR: $959. Clay County is 21% below the US average. Jefferson County is 9% above.

Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).