Rent comparison · HUD FY2026

Chattanooga, TN-GA MSA vs Clarksville, TN-KY HUD Metro FMR Area

How do Chattanooga, TN-GA MSA and Clarksville, TN-KY HUD Metro FMR Area rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.

$1,263
Chattanooga, TN-GA MSA (1BR)
$1,094
Clarksville, TN-KY HUD Metro FMR Area (1BR)
+15%
1BR difference

Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).

Metro
Chattanooga, TN-GA MSA
$1,263/mo 1BR
Population: 564,466
Metro
Clarksville, TN-KY HUD Metro FMR Area
$1,094/mo 1BR
Population: 322,949

A 1-bedroom in Chattanooga, TN-GA MSA is 15% more expensive than Clarksville, TN-KY HUD Metro FMR Area at the HUD Fair Market Rent level ($1,263 vs $1,094). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.

How Do Rents Compare By Bedroom?

Bedrooms Chattanooga, TN-GA MSA Clarksville, TN-KY HUD Metro FMR Area Difference
Studio $1,211 $1,090 +$121 (+11%)
1 Bedroom $1,263 $1,094 +$169 (+15%)
2 Bedroom $1,390 $1,346 +$44 (+3%)
3 Bedroom $1,734 $1,871 −$137 (-7%)
4 Bedroom $1,853 $2,258 −$405 (-18%)

vs US National Average

National average 1BR: $959. Chattanooga, TN-GA MSA is 32% above the US average. Clarksville, TN-KY HUD Metro FMR Area is 14% above.

Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).