Rent comparison · HUD FY2026

Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area vs Chicago-Joliet-Naperville, IL HUD Metro FMR Area

How do Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area and Chicago-Joliet-Naperville, IL HUD Metro FMR Area rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.

$2,476
Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area (1BR)
$1,581
Chicago-Joliet-Naperville, IL HUD Metro FMR Area (1BR)
+57%
1BR difference

Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).

Metro
Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area
$2,476/mo 1BR
Population: 743,613
Metro
Chicago-Joliet-Naperville, IL HUD Metro FMR Area
$1,581/mo 1BR
Population: 9,398,262

A 1-bedroom in Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area is 57% more expensive than Chicago-Joliet-Naperville, IL HUD Metro FMR Area at the HUD Fair Market Rent level ($2,476 vs $1,581). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.

How Do Rents Compare By Bedroom?

Bedrooms Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area Chicago-Joliet-Naperville, IL HUD Metro FMR Area Difference
Studio $2,359 $1,480 +$879 (+59%)
1 Bedroom $2,476 $1,581 +$895 (+57%)
2 Bedroom $2,941 $1,781 +$1160 (+65%)
3 Bedroom $3,526 $2,294 +$1232 (+54%)
4 Bedroom $3,894 $2,653 +$1241 (+47%)

vs US National Average

National average 1BR: $959. Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area is 158% above the US average. Chicago-Joliet-Naperville, IL HUD Metro FMR Area is 65% above.

Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).