Rent comparison · HUD FY2026

Bedford County vs Shelby County

How do Bedford County and Shelby County rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.

$928
Bedford County (1BR)
$1,154
Shelby County (1BR)
−20%
1BR difference

Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).

County
Bedford County
$928/mo 1BR
Population: 50,533
County
Shelby County
$1,154/mo 1BR
Population: 926,440

A 1-bedroom in Bedford County is 20% cheaper than Shelby County at the HUD Fair Market Rent level ($928 vs $1,154). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.

How Do Rents Compare By Bedroom?

Bedrooms Bedford County Shelby County Difference
Studio $796 $1,060 −$264 (-25%)
1 Bedroom $928 $1,154 −$226 (-20%)
2 Bedroom $1,017 $1,274 −$257 (-20%)
3 Bedroom $1,414 $1,683 −$269 (-16%)
4 Bedroom $1,641 $1,959 −$318 (-16%)

vs US National Average

National average 1BR: $959. Bedford County is 3% below the US average. Shelby County is 20% above.

Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).