Rent comparison · HUD FY2026
Bay City, MI MSA vs Ann Arbor, MI MSA
How do Bay City, MI MSA and Ann Arbor, MI MSA rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $814
- Bay City, MI MSA (1BR)
- $1,387
- Ann Arbor, MI MSA (1BR)
- −41%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in Bay City, MI MSA is 41% cheaper than Ann Arbor, MI MSA at the HUD Fair Market Rent level ($814 vs $1,387). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | Bay City, MI MSA | Ann Arbor, MI MSA | Difference |
|---|---|---|---|
| Studio | $809 | $1,365 | −$556 (-41%) |
| 1 Bedroom | $814 | $1,387 | −$573 (-41%) |
| 2 Bedroom | $1,030 | $1,656 | −$626 (-38%) |
| 3 Bedroom | $1,399 | $1,986 | −$587 (-30%) |
| 4 Bedroom | $1,518 | $2,193 | −$675 (-31%) |
vs US National Average
National average 1BR: $959. Bay City, MI MSA is 15% below the US average. Ann Arbor, MI MSA is 45% above.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).