County FMR · HUD FY2026

Moore County Fair Market Rent

HUD's FY2026 Fair Market Rent for Moore County, NC — 29% above the US average.

$1,239
1-bedroom FMR
$1,358
2-bedroom FMR
+20.9%
YoY change
+29%
vs US avg

FY 2026 HUD Fair Market Rent for Moore County, NC. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Moore County, North Carolina is $1,239 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,358/mo and a studio is $1,157/mo.

This is 29% higher than the national average of $959 and 26% above the North Carolina average of $981. Rent increased20.9% from FY 2025 ($1,025), outpacing inflation. To afford rent here, a household needs at least $49,560/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in North Carolina. Population: 100,759.

What these rents mean for Moore County

HUD's FY 2026 Fair Market Rent schedule sets the Moore County North Carolina 1-bedroom at $1,239, with a studio at $1,157, 2-bedroom at $1,358, 3-bedroom at $1,889, and 4-bedroom at $2,278. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Moore County FMR area applies to all ZIP codes inside the county boundary, and North Carolina's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 29% above the US average of $959 and 26% higher than the North Carolina state average of $981. Year-over-year, the 1-bedroom FMR moved from $1,025 in FY 2025 to $1,239 in FY 2026 — a change of +20.9%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,239, that implies a household income of $49,560 per year (about $4,130/month) to stay affordable — a 2-bedroom at $1,358 pushes that threshold even higher. With a population of 100,759 and a county median household income of $82,837, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $932 · US avg: $893
$1,157/mo
↑ 17.3% YoY +24% vs state +30% vs US
1 Bedroom
State avg: $981 · US avg: $959
$1,239/mo
↑ 20.9% YoY +26% vs state +29% vs US
2 Bedroom
State avg: $1,161 · US avg: $1,175
$1,358/mo
↑ 19.6% YoY +17% vs state +16% vs US
3 Bedroom
State avg: $1,499 · US avg: $1,525
$1,889/mo
↑ 18.8% YoY +26% vs state +24% vs US
4 Bedroom
State avg: $1,780 · US avg: $1,756
$2,278/mo
↑ 19.5% YoY +28% vs state +30% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $986 $1,157 +$171 (+17.3%)
1 Bedroom $1,025 $1,239 +$214 (+20.9%)
2 Bedroom $1,135 $1,358 +$223 (+19.6%)
3 Bedroom $1,590 $1,889 +$299 (+18.8%)
4 Bedroom $1,906 $2,278 +$372 (+19.5%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$49,560
$4,130/month gross
Required annual income for 2 BR
$54,320
$4,527/month gross

Rent Burden Analysis

How much of household income goes to rent in Moore County. The 30% threshold indicates cost burden.

Studio
16.8%
Affordable
Need $46,280/yr for 30% rule
1 Bedroom
17.9%
Affordable
Need $49,560/yr for 30% rule
2 Bedroom
19.7%
Affordable
Need $54,320/yr for 30% rule
3 Bedroom
27.4%
Affordable
Need $75,560/yr for 30% rule
4 Bedroom
33%
Burdened
Need $91,120/yr for 30% rule
County median income: $82,837 · National avg burden: 21.7% ·View North Carolina rent burden →

How Moore compares on 1-bedroom rent

1-bedroom FMR vs other North Carolina counties

1BR FMR / mo

What this shows Moore is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,239/mo compares to North Carolina salaries for popular occupations (30% rule).

Occupation NC Salary Rent Burden Verdict
Software Developers $131,000 11.3% Affordable
General & Operations Managers $99,190 15% Affordable
Registered Nurses $81,860 18.2% Affordable
Accountants & Auditors $80,490 18.5% Affordable
Police & Sheriff's Patrol Officers $58,030 25.6% Affordable
Electricians $54,070 27.5% Affordable
Heavy & Tractor-Trailer Truck Drivers $49,580 30% Affordable
Elementary School Teachers $49,400 30.1% Stretched
Paralegals & Legal Assistants $49,390 30.1% Stretched
Pharmacy Technicians $39,870 37.3% Stretched
Customer Service Representatives $39,530 37.6% Stretched
Janitors & Cleaners $32,630 45.6% Stretched
Retail Salespersons $30,090 49.4% Stretched
Fast Food & Counter Workers $28,760 51.7% Unaffordable
Teaching Assistants $28,230 52.7% Unaffordable
Salaries: BLS OES (North Carolina) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Moore County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑20.9% $1,157 $1,239 $1,358
FY 2025 ↑15.7% $986 $1,025 $1,135
FY 2024 ↑9.7% $863 $886 $995
FY 2023 ↑8.6% $774 $808 $913
FY 2022 ↑8.3% $695 $744 $848
FY 2021 ↓3.2% $643 $687 $783
FY 2020 $666 $710 $808
Total change (6yr): +74.5%
Annualized: +9.7%/yr
1 BR: $710 → $1,239

Nearby Counties in North Carolina

Largest counties by population in North Carolina

Frequently Asked Questions

What is the average rent in Moore County?
The FY 2026 Fair Market Rent for a 1-bedroom in Moore County is $1,239 per month. A 2-bedroom is $1,358 and a studio is $1,157.
How does Moore County rent compare to the national average?
Rent in Moore County is 29% above the national average. A 1-bedroom here costs $1,239 compared to $959 nationally.
What income do I need to afford rent in Moore County?
Based on the 30% affordability rule, you need an annual income of at least $49,560 ($4,130/month) to afford a 1-bedroom at Fair Market Rent in Moore County.
Is rent going up or down in Moore County?
The 1-bedroom Fair Market Rent in Moore County increased by 20.9% from FY 2025 to FY 2026, going from $1,025 to $1,239.
Which jobs can afford rent in Moore County?
Based on North Carolina BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,239/mo. 7 of 15 common occupations are affordable here.
How much has rent changed in Moore County over time?
The 1-bedroom Fair Market Rent in Moore County went from $710 in FY 2020 to $1,239 in FY 2026, a total change of +74.5% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Moore County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Moore County. The FY 2026 FMR of $1,239/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Moore County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Moore County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Moore County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page