County FMR · HUD FY2026

Jefferson County Fair Market Rent

HUD's FY2026 Fair Market Rent for Jefferson County, FL — 26% above the US average.

$1,204
1-bedroom FMR
$1,352
2-bedroom FMR
+1.9%
YoY change
+26%
vs US avg

FY 2026 HUD Fair Market Rent for Jefferson County, FL. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Jefferson County, Florida is $1,204 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,352/mo and a studio is $1,097/mo.

This is 26% higher than the national average of $959 and 7% below the Florida average of $1,296. Rent increased1.9% from FY 2025 ($1,181), roughly tracking inflation. To afford rent here, a household needs at least $48,160/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Florida. Population: 14,458.

What these rents mean for Jefferson County

HUD's FY 2026 Fair Market Rent schedule sets the Jefferson County Florida 1-bedroom at $1,204, with a studio at $1,097, 2-bedroom at $1,352, 3-bedroom at $1,674, and 4-bedroom at $1,790. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Jefferson County FMR area applies to all ZIP codes inside the county boundary, and Florida's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 26% above the US average of $959 and 7% lower than the Florida state average of $1,296. Year-over-year, the 1-bedroom FMR moved from $1,181 in FY 2025 to $1,204 in FY 2026 — a change of +1.9%, which tracks roughly with broader price trends.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,204, that implies a household income of $48,160 per year (about $4,013/month) to stay affordable — a 2-bedroom at $1,352 pushes that threshold even higher. With a population of 14,458 and a county median household income of $56,984, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $1,212 · US avg: $893
$1,097/mo
↑ 3.1% YoY -9% vs state +23% vs US
1 Bedroom
State avg: $1,296 · US avg: $959
$1,204/mo
↑ 1.9% YoY -7% vs state +26% vs US
2 Bedroom
State avg: $1,526 · US avg: $1,175
$1,352/mo
↑ 2.3% YoY -11% vs state +15% vs US
3 Bedroom
State avg: $1,971 · US avg: $1,525
$1,674/mo
↑ 0.6% YoY -15% vs state +10% vs US
4 Bedroom
State avg: $2,261 · US avg: $1,756
$1,790/mo
↓ 2.3% YoY -21% vs state +2% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,064 $1,097 +$33 (+3.1%)
1 Bedroom $1,181 $1,204 +$23 (+1.9%)
2 Bedroom $1,321 $1,352 +$31 (+2.3%)
3 Bedroom $1,664 $1,674 +$10 (+0.6%)
4 Bedroom $1,832 $1,790 $-42 (-2.3%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$48,160
$4,013/month gross
Required annual income for 2 BR
$54,080
$4,507/month gross

Rent Burden Analysis

How much of household income goes to rent in Jefferson County. The 30% threshold indicates cost burden.

Studio
23.1%
Affordable
Need $43,880/yr for 30% rule
1 Bedroom
25.4%
Affordable
Need $48,160/yr for 30% rule
2 Bedroom
28.5%
Affordable
Need $54,080/yr for 30% rule
3 Bedroom
35.3%
Burdened
Need $66,960/yr for 30% rule
4 Bedroom
37.7%
Burdened
Need $71,600/yr for 30% rule
County median income: $56,984 · National avg burden: 21.7% ·View Florida rent burden →

How Jefferson compares on 1-bedroom rent

1-bedroom FMR vs other Florida counties

1BR FMR / mo

What this shows Jefferson is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,204/mo compares to Florida salaries for popular occupations (30% rule).

Occupation FL Salary Rent Burden Verdict
Software Developers $126,550 11.4% Affordable
General & Operations Managers $100,750 14.3% Affordable
Registered Nurses $82,850 17.4% Affordable
Accountants & Auditors $78,470 18.4% Affordable
Police & Sheriff's Patrol Officers $76,190 19% Affordable
Paralegals & Legal Assistants $60,280 24% Affordable
Elementary School Teachers $55,550 26% Affordable
Electricians $53,100 27.2% Affordable
Heavy & Tractor-Trailer Truck Drivers $50,000 28.9% Affordable
Pharmacy Technicians $39,640 36.4% Stretched
Customer Service Representatives $38,890 37.2% Stretched
Retail Salespersons $31,950 45.2% Stretched
Janitors & Cleaners $31,540 45.8% Stretched
Teaching Assistants $30,230 47.8% Stretched
Fast Food & Counter Workers $27,990 51.6% Unaffordable
Salaries: BLS OES (Florida) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Jefferson County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑1.9% $1,097 $1,204 $1,352
FY 2025 ↓0.2% $1,064 $1,181 $1,321
FY 2024 ↑16.4% $1,062 $1,183 $1,339
FY 2023 ↑8.0% $902 $1,016 $1,176
FY 2022 ↑11.6% $837 $941 $1,124
FY 2021 ↑1.7% $778 $843 $1,024
FY 2020 $771 $829 $1,019
Total change (6yr): +45.2%
Annualized: +6.4%/yr
1 BR: $829 → $1,204

Nearby Counties in Florida

Largest counties by population in Florida

Frequently Asked Questions

What is the average rent in Jefferson County?
The FY 2026 Fair Market Rent for a 1-bedroom in Jefferson County is $1,204 per month. A 2-bedroom is $1,352 and a studio is $1,097.
How does Jefferson County rent compare to the national average?
Rent in Jefferson County is 26% above the national average. A 1-bedroom here costs $1,204 compared to $959 nationally.
What income do I need to afford rent in Jefferson County?
Based on the 30% affordability rule, you need an annual income of at least $48,160 ($4,013/month) to afford a 1-bedroom at Fair Market Rent in Jefferson County.
Is rent going up or down in Jefferson County?
The 1-bedroom Fair Market Rent in Jefferson County increased by 1.9% from FY 2025 to FY 2026, going from $1,181 to $1,204.
Which jobs can afford rent in Jefferson County?
Based on Florida BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,204/mo. 9 of 15 common occupations are affordable here.
How much has rent changed in Jefferson County over time?
The 1-bedroom Fair Market Rent in Jefferson County went from $829 in FY 2020 to $1,204 in FY 2026, a total change of +45.2% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Jefferson County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Jefferson County. The FY 2026 FMR of $1,204/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Jefferson County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Jefferson County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Jefferson County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page