County FMR · HUD FY2026
Charlottesville city Fair Market Rent
HUD's FY2026 Fair Market Rent for Charlottesville city, VA - 67% above the US average.
- $1,602
- 1-bedroom FMR
- $1,824
- 2-bedroom FMR
- +7.7%
- YoY change
- +67%
- vs US avg
The verdict
Charlottesville city is the 18th most expensive of 133 counties in Virginia by 2-bedroom FMR; nationally it ranks #189 most expensive of 3,145 HUD counties; rent here has climbed 7.7% since FY 2025, a modest shift relative to most counties.
- #189
- most expensive of 3,145 US counties (2BR)
- #18
- most expensive of 133 in Virginia (2BR)
- +36%
- vs the state average
- $64,080
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (14.3%), while Fast Food and Counter Workers spend the most (66.2%); only 5 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.
FY 2026 HUD Fair Market Rent for Charlottesville city, VA. Verify with HUD →
HUD sets the FY 2026 1-bedroom Fair Market Rent for Charlottesville city, Virginia at $1,602 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $1,824/mo and a studio is $1,421/mo. This is 67% higher than the national average of $959 and 36% above the Virginia average of $1,182.
Rent increased7.7% from FY 2025 ($1,487), outpacing inflation. Clearing the 30% rule here takes $64,080/year, a high bar relative to most US counties.
FY 2026 HUD Fair Market Rents in Virginia. Population: 46,289. Population has held roughly steady over the past five years (-2.5%, Census ACS). That's slower than Virginia's statewide growth of +2.9% over the same period.
What these rents mean for Charlottesville city
HUD publishes one FMR schedule per FMR area (often the county). Local housing authorities use it as the Section 8 Housing Choice Voucher payment-standard baseline. See how FMR is calculated.
According to HUD's FY 2026 Fair Market Rent schedule, Charlottesville city's 2-bedroom of $1,824 ranks #189 most expensive of 3,145 US counties, in the highest-rent tenth of HUD counties.
Charlottesville city sits in the expensive tier: 1-bedroom Fair Market Rent is 67% above the US average of $959, and 36% above the Virginia average of $1,182. Voucher payment standards and renter budgets both feel that premium. From FY 2025 to FY 2026 the 1-bedroom schedule moved $1,487 → $1,602 (+7.7%), widening an already-expensive gap versus national norms.
At $1,602/mo for a 1-bedroom, the 30% rule wants $64,080/year: still within reach of the county median income of $69,829, though a 2-bedroom at $1,824 raises the bar.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $1,404 | $1,421 | +$17 (+1.2%) |
| 1 Bedroom | $1,487 | $1,602 | +$115 (+7.7%) |
| 2 Bedroom | $1,729 | $1,824 | +$95 (+5.5%) |
| 3 Bedroom | $2,155 | $2,218 | +$63 (+2.9%) |
| 4 Bedroom | $2,621 | $2,731 | +$110 (+4.2%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Charlottesville city. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Charlottesville city sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,824 Top 6% higher than 94% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Charlottesville city compares on 1-bedroom rent
1-bedroom FMR vs other Virginia counties
- Fairfax
Fairfax County
$2,015 1BR FMR / mo
- Prince William
Prince William County
$2,015 1BR FMR / mo
- Loudoun
Loudoun County
$2,015 1BR FMR / mo
- Charlottesville city
Charlottesville city
$1,602 1BR FMR / mo
- Virginia Beach city
Virginia Beach city
$1,512 1BR FMR / mo
- Chesterfield
Chesterfield County
$1,507 1BR FMR / mo
- Henrico
Henrico County
$1,507 1BR FMR / mo
What this shows Charlottesville city is highlighted. Nearby Virginia counties by 1-bedroom FMR, highest to lowest: Fairfax County ($2,015), Prince William County ($2,015), Loudoun County ($2,015), Charlottesville city (this county) ($1,602), Virginia Beach city ($1,512), Chesterfield County ($1,507), Henrico County ($1,507).
Can Common Jobs Afford Rent Here?
Against a high local FMR of $1,602/mo, which of 15 common occupations still clear the 30% line using Virginia BLS wages?
| Occupation | VA Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $134,470 | 14.3% | Affordable |
| General & Operations Managers | $121,530 | 15.8% | Affordable |
| Registered Nurses | $88,820 | 21.6% | Affordable |
| Accountants & Auditors | $84,190 | 22.8% | Affordable |
| Police & Sheriff's Patrol Officers | $65,110 | 29.5% | Affordable |
| Elementary School Teachers | $62,270 | 30.9% | Stretched |
| Electricians | $61,610 | 31.2% | Stretched |
| Paralegals & Legal Assistants | $61,200 | 31.4% | Stretched |
| Heavy & Tractor-Trailer Truck Drivers | $54,500 | 35.3% | Stretched |
| Pharmacy Technicians | $42,490 | 45.2% | Stretched |
| Customer Service Representatives | $39,210 | 49% | Stretched |
| Teaching Assistants | $36,650 | 52.5% | Unaffordable |
| Janitors & Cleaners | $33,970 | 56.6% | Unaffordable |
| Retail Salespersons | $32,760 | 58.7% | Unaffordable |
| Fast Food & Counter Workers | $29,060 | 66.2% | Unaffordable |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Charlottesville city. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Charlottesville city (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 48.1% overall, from $1,082 to $1,602. Most of that movement was gradual except for a single sharp jump of +20.7% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑7.7% | $1,421 | $1,602 | $1,824 |
| FY 2025 ↑5.1% | $1,404 | $1,487 | $1,729 |
| FY 2024 ↑20.7% | $1,392 | $1,415 | $1,678 |
| FY 2023 ↑10.3% | $1,165 | $1,172 | $1,401 |
| FY 2022 ↓1.3% | $1,024 | $1,063 | $1,264 |
| FY 2021 ↓0.5% | $949 | $1,077 | $1,266 |
| FY 2020 | $854 | $1,082 | $1,262 |
Part of the Charlottesville, VA Metro Area
Charlottesville city is a central county of the Charlottesville, VA metropolitan statistical area, alongside 4 other metro-area counties.
Charlottesville city ranks #5 of 5 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Albemarle County ($1,602), Fluvanna County ($1,602), Greene County ($1,602), Nelson County ($1,602), Charlottesville city (this county) ($1,602).
Nearby Counties in Virginia
Largest counties by population in Virginia
Frequently Asked Questions
What is the average rent in Charlottesville city? ▼
How does Charlottesville city rent compare to the national average? ▼
Where does Charlottesville city rank nationally for Fair Market Rent? ▼
What income do I need to afford rent in Charlottesville city? ▼
Is rent going up or down in Charlottesville city? ▼
Which jobs can afford rent in Charlottesville city? ▼
How much has rent changed in Charlottesville city over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Charlottesville city? ▼
What does Fair Market Rent mean for Charlottesville city? ▼
What this means for renters
Treat Charlottesville city's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,602 implies about $64,080/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Charlottesville city can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.